CDA Essentials 2018 • Volume 5 • Issue 8

39 Issue 8 | 2018 | S upporting Y our P ractice We have a range of options to help you achieve your financial goals. For dentists who want diversification and performance For dentists with more than $1 million investable assets who want the highest level of personal attention For dentists who are looking for a tax-efficient way to pass down their inheritance For the do-it-yourself investor who wants a high level of control CDSPI Funds • A suite of 36 funds and portfolios managed by world-class fund managers diversified across all asset classes, styles and geographies. • Long-term returns that consistently out-rank those of comparable funds in their respective categories. 2 • As segregated funds, they offer an efficient way to transfer an estate— the investor can name a beneficiary, therefore bypassing probate upon death of the investor. • For self-employed professionals the funds also offer the potential for creditor protection. CDSPI Private Wealth Management Services • Discretionary wealth management offered through Cumberland Private Wealth. • Direct access to a personal portfolio manager. CDSPI Wealth Transfer Strategy 3 • Tax-advantaged wealth transfer to your heirs through the purchase of a permanent life insurance policy. • Access to top-tier insurance companies, via Qtrade Insurance Solutions Inc. CDSPI Online Brokerage Services • An award-winning trading platform provided through Qtrade Investor. • Preferred rates for the dental community. An Investment Planning Advisor from CDSPI Advisory Services Inc. is always available to answer your investment questions. Just send an email to investment@cdspi.com or give us a call at 1.800.561.9401. Visit cdspi.com to learn more. 1. As of September 30, 2018. 2. Based on analysis by Morningstar, Inc. of CDSPI funds with performance records of ten years or more as of September 30, 2018. Past performance is not necessarily indicative of future results. For more details on the calculation of Morningstar rankings, please see www.morningstar.ca. 3. Not available in Quebec. Steven Moscone , B.A., CFP ® Vice-President, Investment Advisory Services, CDSPI Advisory Services Inc.